Prop Firms In America 2026: Prop Trading Firms for US Traders
Discover prop firms in America for US traders in 2026. This comprehensive guide covers prop trading firms accepting US residents, including futures prop firms, US-friendly options, regulatory considerations, and best prop firms for American traders.
Prop trading firms accepting US/American traders. Source: Unsplash
Understanding Prop Firms for US Traders
Most futures prop firms accept US traders, as futures trading is regulated by the CFTC in the US, making futures prop firms more accessible to US residents. However, most forex prop firms do not accept US traders due to CFTC regulations that restrict retail forex trading.
Important distinction: Futures prop firms (regulated by CFTC) typically accept US traders, while forex prop firms (offshore, not CFTC-regulated) typically do not accept US traders. US traders have excellent access to futures prop firms but limited access to forex prop firms.
US trader options: futures prop firms (excellent access), forex prop firms (limited access), and US-based firms (some available). Learn more about US-based prop firms and their characteristics.
Top Prop Firms for US Traders 2026
1. Apex Trader Funding
Apex Trader Funding is a top choice for US traders, offering futures prop trading with accounts up to $300K+, flexible rules, and no daily drawdown on most accounts. Apex accepts US traders and provides excellent futures trading opportunities.
Why Apex is excellent for US traders: accepts US residents, flexible trading rules (no daily drawdown on most accounts), large funding ($300K+), 90% profit split, NinjaTrader support, and proven reliability. Apex is one of the most popular choices for US futures traders.
US trader benefits: CFTC-regulated futures access, flexible rules, large funding, and professional platform support. Apex provides excellent opportunities for US traders.
2. TopStep
TopStep is a well-established futures prop firm that accepts US traders. Known for comprehensive platform support, proven reliability, and excellent customer support for US futures traders.
3. My Funded Futures
My Funded Futures accepts US traders for futures prop trading. Offers competitive terms, flexible rules, and comprehensive futures trading support for US residents.
Regulatory Considerations for US Traders
CFTC Regulation
Futures trading is regulated by the CFTC (Commodity Futures Trading Commission) in the US, making futures prop firms more accessible to US traders. CFTC regulation provides structure and accessibility for US futures prop trading.
CFTC benefits: regulated markets, US trader access, and regulatory structure. CFTC regulation enables US access to futures prop firms.
Forex Restrictions
Most forex prop firms do not accept US traders due to CFTC regulations that restrict retail forex trading in the US. These restrictions limit US trader access to forex prop firms, making futures prop firms the primary option.
Forex limitations: CFTC restrictions, limited US access, and regulatory constraints. Forex restrictions limit US options.
US-Based vs International
Some prop firms are based in the US, while most operate from various jurisdictions. US-based firms may operate under US regulations, while international firms operate under their home jurisdiction's regulations. Both can accept US traders for futures.
Firm types: US-based firms (US regulations), international firms (home jurisdiction), and both can accept US traders. Both types can be excellent options.
Tax Implications
US traders earning income from prop trading may have tax obligations. Trading profits from prop firms are typically considered income and may be subject to US tax laws (IRS). Consult with a US tax professional for specific advice.
Tax considerations: income tax on profits, reporting requirements, and professional tax advice. Tax obligations vary by individual circumstances.
Why Futures Prop Firms Accept US Traders
CFTC Regulation
Futures trading is regulated by the CFTC in the US, providing regulatory structure that enables futures prop firms to accept US traders. This regulation makes futures prop firms more accessible than forex prop firms for US residents.
Regulation benefits: structured markets, US trader access, and regulatory compliance. CFTC regulation enables US access.
Market Structure
Futures markets have established structures that facilitate prop trading for US traders. The regulated nature of futures markets makes prop trading more accessible and structured for US residents.
Structure benefits: regulated markets, established infrastructure, and accessible prop trading. Market structure facilitates US access.
Industry Acceptance
Futures prop trading is well-established and accepted in the US, with many firms specifically catering to US traders. This industry acceptance provides US traders with excellent options and competitive terms.
Acceptance benefits: established industry, US-focused firms, and competitive terms. Industry acceptance provides US opportunities.
Frequently Asked Questions
What prop firms accept US traders?
Most futures prop firms accept US traders, as futures trading is regulated by the CFTC in the US. Top options include Apex Trader Funding, TopStep, My Funded Futures, and other futures-focused prop firms. Forex prop firms typically don't accept US traders due to CFTC regulations.
Can US traders use forex prop firms?
Most forex prop firms do not accept US traders due to CFTC regulations that restrict retail forex trading in the US. US traders typically need to use futures prop firms instead, which are more accessible due to CFTC regulation of futures markets.
What are the best prop firms for US traders?
The best prop firms for US traders are futures prop firms, including Apex Trader Funding (flexible rules, $300K+, no daily drawdown), TopStep (established, comprehensive), My Funded Futures, and other futures-focused firms. These firms accept US traders and offer excellent terms.