Prop Firms 100k 2026: Best $100K Funded Account Options
Discover the best prop firms offering $100K funded accounts in 2026. This comprehensive guide compares proprietary trading companies providing $100K accounts, including evaluation requirements, profit splits, trading rules, and scaling potential for this popular account size.
Prop firms offering $100K funded trading accounts. Source: Unsplash
Why $100K Accounts Are Popular
$100K accounts are among the most popular prop firm account sizes, offering an excellent balance between substantial capital and reasonable evaluation requirements. This account size provides meaningful trading capital while remaining accessible to many traders.
Benefits of $100K accounts include:
- Substantial Capital: $100K provides meaningful trading capital for serious profits
- Reasonable Requirements: Evaluation requirements are challenging but achievable
- Scaling Potential: Many firms offer scaling from $100K to higher amounts
- Profit Potential: $100K allows for significant monthly income with good trading
Top prop firms offering $100K accounts include FTMO ($100K scaling to $400K), FundedNext ($100K scaling to $4M), Apex Trader Funding ($100K scaling to $300K+), and TopStep ($100K scaling to $150K). Compare all options using our prop firm comparison tool.
Best Prop Firms Offering $100K Accounts 2026
1. FTMO
FTMO offers $100K accounts with scaling potential up to $400K. FTMO's $100K account provides excellent value with 90% profit splits, comprehensive trading access, and proven payout reliability.
FTMO $100K account features: $100K initial funding, scaling up to $400K, 90% profit split, comprehensive forex access, evaluation fee around $200-$300, profit target typically 10% ($10K), maximum drawdown typically 5% ($5K), and proven payout reliability.
Why FTMO $100K is excellent: highest scaling potential (up to $400K), industry-leading profit split (90%), proven reliability ($100M+ paid out), comprehensive platform, and excellent customer support. FTMO's $100K account is one of the most popular choices.
2. FundedNext
Fast-scaling prop firm with $100K accounts scaling up to $4M. Offers aggressive scaling programs with Express evaluation model. Excellent for traders seeking maximum scaling potential from $100K starting point.
3. Apex Trader Funding
Futures prop firm with $100K accounts scaling to $300K+. Offers flexible rules, no daily drawdown on most accounts, and US-friendly. Excellent for futures traders seeking $100K funding.
4. TopStep
Regulated futures prop firm with $100K accounts scaling to $150K. NFA regulated with educational resources. Excellent for US traders seeking regulated $100K futures accounts.
5. The5%ers
Low-risk prop firm with $100K accounts scaling to $4M. Known for conservative risk management and educational resources. Ideal for risk-averse traders seeking $100K funding.
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$100K Account Evaluation Requirements
Typical Requirements
Evaluation requirements for $100K accounts typically include: profit targets (usually 8-10% of account size, so $8K-$10K profit required), maximum drawdown limits (usually 5-10% of account size, so $5K-$10K maximum loss), minimum trading days (often 5-10 days), and consistency rules (varies by firm).
Requirements are more challenging than smaller accounts ($10K-$50K) but less demanding than larger accounts ($200K+). This balance makes $100K accounts popular among traders seeking substantial capital without excessive difficulty.
Evaluation Costs
$100K prop firm evaluations typically cost $200-$300, though prices vary by firm and promotions. Some firms offer discounts, bundle deals, or promotional pricing that can reduce costs. Evaluation fees are one-time charges and are non-refundable, but give access to the evaluation process.
When comparing $100K evaluations, consider: evaluation fee cost, profit target difficulty, drawdown limits, scaling potential, and profit split. A slightly more expensive evaluation with better terms may provide better value.
Is $100K Right for You?
✓ Choose $100K If:
- You want substantial capital for meaningful profits
- You can meet 8-10% profit targets consistently
- You have experience with smaller accounts
- You want good balance between funding and difficulty
- You're ready for serious prop trading
âš Consider Smaller First If:
- You're new to prop trading (start with $10K-$25K)
- You haven't passed smaller evaluations yet
- You want lower evaluation costs
- You prefer easier profit targets
- You want to test strategies with less risk
Frequently Asked Questions
What prop firms offer $100K accounts?
Many prop firms offer $100K accounts, including FTMO ($100K option, scaling to $400K), FundedNext ($100K scaling to $4M), The5%ers ($100K scaling to $4M), Apex Trader Funding ($100K option, scaling to $300K+), and TopStep ($100K option, scaling to $150K). $100K is a popular account size offering good balance between funding and evaluation difficulty.
How much does a $100K prop firm evaluation cost?
$100K prop firm evaluations typically cost $200-$300, though prices vary by firm and promotions. Some firms offer discounts, bundle deals, or promotional pricing that can reduce costs. Evaluation fees are one-time charges and are non-refundable, but give access to the evaluation process.
Is $100K a good account size for prop trading?
$100K is an excellent account size for prop trading, offering: substantial capital for meaningful profits, reasonable evaluation requirements (not too easy, not too hard), good balance between funding and challenge difficulty, and potential for significant monthly income. Many traders find $100K accounts ideal for serious prop trading.